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Peter J. Wallison

Optional Federal Chartering and Regulation of Insurance Companies (Aei Studies on Financial Market Deregulation)

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ISBN: 0844741469
Издательство: American Enterprise Institute Press
Almost since it began, the insurance industry has been regulated at the state level. Its members were wary of federal mandates and federal regulation that would restrict their mobility and impose higher costs. Periodically, Washington policymakers would propose fedral intervention, but the states and the industry always successfully fended it off. However, in response to heightened competition from other finacial services firms and the need to function efficiently in the U.S. and global economies, the larger insurance companies and various insurance industry groups have become keenly interested in the concept of fedreal chartering and regulation. In this unique volume, Peter J. Wallison assembles the viewpoints of representatives across the spectrum of the insurance industry, and among the many stakeholders involved, to examine the pros and cons of the issue.