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ISBN: 0815706197Издательство: Brookings Institution Press
Despite the recent success of welfare reform in moving people off public assistance and into jobs, most of America's working poor are still unable to accumulate even the most minimal of assets. Even when they are getting by, they lack many of the resources?tangible and intangible?that provide middle-class Americans with a sense of security, stability, and a stake in the future. In Owning Up, Michelle Miller-Adams demonstrates how asset-building programs, used in combination with traditional income-based support, can be an effective means for helping millions of American out of poverty. Miller-Adams expands the traditional concept of assets to encompass a range of tools, experiences, resources, and support systems that are necessary if assetbuilding is to serve as an effective anti-poverty strategy. She identifies four types of assets that can represent sources of wealth for low-income individuals and communities: economic human social, and natural assets. Economic assets...